Privacy Policy

This privacy policy (“policy”) covers how the $Retirement Nerd website (“us”, “we”, “our”) uses and protects the data you provide to us when you visit and use www.retirementnerd.net (“website”). We reserve the right to change this policy at any time.  If you want to make sure that you are up to date with the latest changes, we advise you to frequently visit this page.

What personal data we collect and why we collect it

When visitors leave comments, complete the Contact Us form, or complete the Subscribe form, we collect the following: Comment, Name, Email, Website, and also the visitor’s IP address and browser user agent string to help spam detection. We use Askimet to reduce spam, read their privacy policy here: https://akismet.com/privacy/

Cookies

When you first visit the site, you will receive a notice that this website uses cookies. You can click a button to review the most recent Privacy Policy. When you click “Ok”, your response will be saved in a cookie so you will not be notified again unless you delete the cookie from your browser. These cookies last for one year.

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, you have left comments, or you completed the Subscribe or Contact Us forms, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

How we protect your data

This website enforces encryption via https to protect traffic “in flight”. The subscription process requires two factor authentication to help keep your information safe and secure. Our administrators enforce complex passwords to access the website.